Monday, November 04, 2013

The trouble with Obamacare

As I said before the fatal flaw in Obamacare has always been its dependence on BigInsurance to act responsibly in being allowed to remain as the middlemen to health care. I don't think they have any great obligation to inform their policy holders about the competition but the scary cancellation letters forcing consumers to opt out of being flim flammed into high priced products shouldn't be legal. If we had a functioning Congress, they would fix that oversight. But we don't, and many will be cheated.

Which brings us to the second chronic flaw. Confused consumers. The exchanges are complicated. There's a multitude of choices. Guessing a majority of those who need them the most don't have the educational or technical skills to navigate the system. Even among those who do, one anticipates the wade through the process with the same joyous anticipation normally reserved for root canals. Repairing the website won't change that.

Obamacare is far from perfect. We knew that from the beginning. It barely loosens one finger of the chokehold the insurance brokers have on our health care. But it's still better than the status quo. Many people will be breathing easier with health care security.
Millions of people could qualify for federal subsidies that will pay the entire monthly cost of some health care plans being offered in the online marketplaces set up under President Obama's health care law, ...
Far too many will likely fall through the cracks that won't be repaired until the Crackpot Caucus is deposed. That will take a little more time. Everything changes. At its own pace. Sometimes for the better.

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